Santa Cruz County Home & Community Information

FHA APPROVED CONDOS SANTA CRUZ COUNTY

Buying a property with an FHA loan is a great option for first time home buyers.  You can put as little at 3.5% down!  For those looking to buy a condo in Santa Cruz County with a FHA loan, you should know that you can only buy a a condo in an FHA approved condo complex.  This means the entire project needs to be FHA approved, they are no longer doing spot approvals for individual units.

If you are using an FHA loan to buy a condo, this will limit the choices you have but you can buy with 3.5% down with is great.  There are several FHA approved Condos in Santa Cruz, here is the latest list:

Capitola Knolls is an FHA approved condo complex, this is fairly recent.  Capitola Knolls is located near New Brighton State Beach and is walking distance to Capitola Village.  Most units are 2 bedroom, but there are some 3 bedroom units and there is a community pool.

Woodland Heights is a Santa Cruz FHA approved condo complex, located on Hampton Lane in Santa Cruz.

Villa Bonita - another FHA approved condo in Capitola on Rosedale Ave

Villas of Capitola - Right on 46th Ave in Capitola, walk to the Capitola Mall and Capitola Village

Opal Cliff West - Right on Opal Cliffs Dr, prime location in Capitola!

Woodside Terrace - the Willowbrook units in Aptos are FHA approved, these are really nice units and there is a community pool here too.  Close to Cabrillo College and New Brighton State Beach.

Hidden Oaks - Located on Bean Creek Rd, this is a Scotts Valley FHA approved condo complex.

Condos in Santa Cruz are more affordable than ever.  With an FHA loan you can buy with little down and take advantage of the super low interest rates we are seeing now.

Contact me for more info on buying a home or condo with and FHA loan and a current list of FHA approved condos for sale in Santa Cruz.