Santa Cruz County Home & Community Information

FIRST TIME HOME BUYER PROGRAMS IN SANTA CRUZ COUNTY

There are many first time home buyer programs available to potential buyers in Santa Cruz County.

These programs can really help you buy your first home.  I have had several clients use them and the process is not difficult.  Contact me at (831) 419-9345 to see if you can qualify for First Time Home Buyer Programs in Santa Cruz County.

Here is a brief run down of some of the different First Time home Buyer programs in Santa Cruz County:

Measure J - These are below market homes located in the County of Santa Cruz.  With this program a buyer can only buy a Measure J classified home.  Contact me for a list of Measure J homes currently for sale in Santa Cruz.

Measure O - These are below market homes in the City of Santa Cruz and can be condos or homes.  Contact me for a list of Measure O homes for salein Santa Cruz.

The cities of Santa Cruz, Watsonville and Scotts Valley have downpayment assistance programs for home buyers.  Each of these cities have different terms for the amount they loan, contact me for details.

My personal favorite is the County of Santa Cruz Downpayment Assistance Program.  For properties located in the County of Santa Cruz and outside the cities of Capitola, Santa Cruz, Scotts Valley, Watsonville, a home buyer can receive up to $150,000 to help them buy a home.  The interest is 3% simple interest and you can defer payment on it for the life of the loan.  There are no restrictions when you go to sell the property so you can realize equity when you sell.  See my post Success in using Santa Cruz first time buyer programs for an example of how this worked for my clients.

Santa Cruz Housing Foundation:  This foundation provides grants for closing costs and HOA dues for first time home buyers in Santa Cruz. 

These first time home buyer programs in Santa Cruz are great and have helped many become homeowners.  With today's low interest rates, discounted property prices and programs like these, home-ownership in Santa Cruz County is becoming attainable for manymore people!  Contact me at 831 419 9345 to see if you qualify for these programs.